Family and Budgeting: Financial Anxiety Solutions
Sensitive conversations around money and family can have you running for the hills. These are not easy discussions to have. But, family and budgeting are valuable in terms of understanding the financial stages of life. Your relationship with money is like a committed...
Marital Contracts and Finances: Beyond the Glitz and Glam
Marriage is all too often related to the wedding day. We all look forward to the glitz, glam, and celebration. It's the dream. But, before the adventure and idyllic happily-ever-after begins, the couple needs to take a look at the financial consequences of their...
Why Wait? Plan Your Retirement Annuity Now
Retirement planning can feel like a boring topic. But, there are a few things we just have to learn about and enact in our lives for peace of mind.
Understanding The Financial Stages Of Life
At Randsure Financial Services, we aim to equip you with basic knowledge on how to handle your finances according to your life stage.
Estate Planning: Questions You Should Be Asking
We’ve put together some of the most frequently asked questions about estate planning. We hope this will help you with your estate planning endeavours.
Writing Your Will: Frequently Asked Questions
Writing a will can be daunting. To help with the process, we’ll answer some frequently asked questions about creating your last will and testament.
Inheritance Tax & Estate Duty: What You Need To Know
Many people have a mental block when it comes to the topic of tax. Who can blame them? Trying to make sense of tax laws in South Africa can be an incredibly difficult undertaking. However, this is not an excuse to leave your assets to fate. When creating your estate...
Gap Cover Benefits: The Shocking Truth About Medical Aid Fees
South Africans are spending more each year on private health cover. Medical insurance has never been more prioritised than now. Yet, it might surprise you to learn that many people still do not have enough money to cover their medical expenses. Even with the...
Debunking Myths About Life Cover
Life happens when you least expect it. In the current world climate, the topic on everyone's lips is planning for the future. While checking that all your affairs are in order, you might want to consider adding life cover to your financial planning. Life cover can act...
Shariah Investments and Ethical Investing
At first glance, Shariah investments can appear to be quite complex. These assets contain various rules and limitations based on the Islamic faith that governs over all aspects of Muslim life. These principles state that for any financial service or institution to be...
Tax Season: How to Maximise Your Tax Benefits
The end of the 2021 tax year, 28 February, is nearly upon us. This means it’s your last chance to take advantage of the tax benefits available to you. They range from deferring tax payments to benefit you in the short term to optimising tax-free investments for the...
Retirement Annuities: Everything You Need to Know
Nothing is guaranteed except death and taxes. Never was this statement more true than in the year 2020. Unpredictability was the theme with financial stability taking the hardest hit. Almost everyone was forced to learn the importance of saving for a rainy day and the...
Financial New Years Resolutions: Shape your 2021
We’re sure you’re all aware of the classic New Year’s Resolution tradition: you start out full steam ahead with planning your goals for the year and two months later, you’ve lost all motivation. What happens? Naturally, you slip back into your old spending...
Reviewing your Financial Health
It has never been more important to set goals to secure your financial health than for the upcoming year. If we can take supplements and exercise to safeguard our physical health, and work with others to improve our mental health, how can we look out...
5 Ways to Spend Your Bonus Wisely
It’s been a long hard year, but the end is in sight. You’ve stayed healthy and mentally strong throughout the year 2020 and what’s more, you have also been rewarded for your valuable contributions throughout the year… Your bonus is in the post! I’m sure the...
Estate Planning, South Africa: Draft a Will
The global pandemic has made plenty of people aware of their own mortality. Many of us have caught ourselves thinking of what would happen to our loved ones if we passed away. Would they be alright? Would they be financially secure? These thoughts can be the start of...
Sygnia Health Innovation Global Equity Fund – A Step Ahead
In response to the Covid-19 pandemic, we have spoken about the topic of mental health and wellness. Equally important to us is your financial wellbeing. With the woeful state of many nations’ healthcare systems being brought into stark relief, the launch of the...
Life After Covid-19: Planning Your Retirement
The coronavirus has reshaped the way we look at finances and retirement planning. We can’t deny that the pandemic has caused hefty economic damage and that people are feeling the pinch. But, luckily, this doesn’t mean our retirement planning has to take a...
Collective Investment Schemes
Collective Investment Schemes pool the money of many investors to professionally manage large portfolios of securities. These securities may include shares, debt securities, money market securities or a combination of any of these. Each investor holds a share (units)...
Help Children to Navigate Finances
Parents, grandparents, relatives and friends can help prepare children for their financial futures by investing and even small amounts can ultimately make a big difference. Here are five key takeaways that can enable you to help children successfully navigate the...